State Loan Repayment Programs

Carver Rural Iowa Scholars Program (CRISP)

The Carver Rural Iowa Scholars Program (CRISP) is a comprehensive program that focuses on rural medicine throughout medical school.  The goal is to attract, educate, and inspire future rural physicians who will help Iowa meet its need for health care in rural areas of the state.  Students in this program have the potential of recieving $100,00  towards loan repayment.  Please see our webpage on financial incentives for this program.

Rural Iowa Primary Care Loan Repayment Program

PDF icon Rural Iowa Primary Loan Repayment Program.pdf


National Health Service Corps State Loan Repayment Program

Health Resources and Services Administration (HSRA) provides a state loan repayment program (SLRP) by providing cost-sharing grants to more than 30 students to operate their own loan repayment programs.  These state programs offer loan repayment to primary care providers working in Health Professional Shortage Areas (HPSAs).  Medical graduates pursuing careers in pediatrics, geriatrics, psychiatry, family or internal medicine, or obstetrics and gynecology are eligible for the program.  In addition Physician Assistants (specializing in adult, family, pediatrics, psychiatry/mental health, geriatrics, or women's health) also may be eligible.  The amount of loan repayment assistance varies from state to state.  For example, the Iowa program for allopathic medical providers allows for up to $50,000 for a two-year service.  You must be a US Citizen or other lawful permanent resident, licensed to practice in the state where you will work, and working at an eligible site in a HPSA, and have federal or private loans that are not consolidated with other non-educational loans that were used for school tuition, reasonable education and living expenses.  A minimum of two years of full time service in exchange for loan repayment assistance, states may require longer minimum service commitments.  Since award amounts and service amounts vary by state, you should contact the SLRP contact for the state in which you are or plan to practice.  Visit this site for a list of SLRP offices for each state.  Further information about his program can be found at:

Iowa PrimeCarre Loan Repayment Program

This program was authorized by the Iowa Legislature in 1994 to encourage qualified primary health care professions to provide primary care services to designated health professional shortage areas of the state. It offers annual loan forgiveness of  $30,000-$50,000 for eligible physicians (as well as select other health professionals) in exchange for a minimum of two years of full-time obligated service in a rural, federally designated Health Professions Shortage Area as a primary care provider (or year for year of support, whichever is greater). Funding for the program is supported by both federal and state funds. Eligible specialties include family practice, obstetrics gynecology, general internal medicine or general pediatrics. You must be eligible to begin practice at the site within 60 days of a notification of award.  Check out their fact sheet for more information.

Contact: Program Manager
Center for Rural Health and Primary Care
Iowa Department of Public Health
Lucas State Office Building, 3rd Floor
321 East 12th Street
Des Moines, IA 50319-0075
(515) 321-7487  

For other states' repayment programs visit this website.