Requirements Before Your Aid Disburses

• Enrolled at least half-time in a program leading to a degree at University of Iowa.  
• No outstanding charges from a previous term.
• Complete, signed, and returned loan promissory note(s).
• Completion of Entrance Loan Counseling, if you have been awarded the William D. Ford Federal Direct Loan(s) and you are a first-time borrower.
• Not in default of any educational loan, including short-term emergency loans from Heartland ECSI

ECSI loans are billed separately (sent to your home address that is on file; not your U-bill).

If all the above requirements are met, your aid package will typically disburse the first day of class (each semester).

Disbursements by Class:

All students will have a fall aid disbursement and a spring aid disbursement.

• M1 and M2 students will have their fall disbursement on the first day of classes in August.  Their spring disbursement will be on the first day of classes in January.
• M3 and M4 students will have their fall disbursement on the first day of classes in July.  They will recieve their spring disbursement on the first day of classes in January.

If you do not know if all required forms are received, you can go to MyUI,  Financial Aid & Billing Tab, Financial Aid To Do List link to see if you are missing anything.